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Companies maintain great relationships with lenders so that they can provide you with current rates and the most exclusive offers on fixed rate mortgages. However, best buy tables present complications in the form of making it difficult to find out the source of certain information and when it was recorded. And so the best buy tables that appear through quick internet searches, may be unreliable. Some tables may provide inaccurate or out of date information, meaning that the best deals are not necessarily at the top of the table.

The Info’ on Offer

When you read ‘Best Buy’ in a table or article, it is literally meaning, the cheapest loan, so that a table of comparison will present rates alone. This would appear fine, but it does not mean that all loans with low headline rates are going to be cheap.

To give you a better idea, the rate may be 1.99% but it can then hold an arrangement fee of 1%, and of early redemption charges, as well as penalties which have the potential to seriously damage your finances. Just because a best buy table claims that certain lenders have the best fixed rate mortgage deals, it doesn’t mean that it is true – caution is a must.

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The Best Fixed Rate Mortgages

Of course, there are occasions when best buy tables can be of great use but there is no guarantee that the best deal for you will appear before you. The only person who is going to know what the best option for you is, is an experienced mortgage advisor. Our advisors have dealt with 100’s of cases so that with each new customer their knowledge and understanding becomes even better.

The ideal of ‘one size fits all’ cannot be used in conjunction with a fixed rate mortgage, which is something our advisors understand. Brokers at Talk Mortgage Broker will use their expertise to compare rates as well as other factors, from a comprehensive range of mortgages from across the market.


Our search specifications include:

  • Your long-term requirements
  • The amount of cash you have for the upfront payment
  • How much equity you have
  • Your earnings
  • Prospective earnings
  • Your debt
  • Where you live
  • Your job title
Discounts for real estate. Isolated 3D image

As you can see, our searches are scrupulous with the intentions of finding the perfect buy to let mortgage for you.

Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Please note… ‘best’ is a restricted term for the market place at present. To clarify, mortgage deals are accessed from a comprehensive panel of lenders from across the market.